Macroeconomic determinants of interest rate spread in Ghana: evidence from ARDL modelling approach
The Ghanaian economy appears to be in a certain cycle of high lending and low borrowing rates culminating in wide interest rate spreads. A number of studies point to the fact that the spread between the lending rates and borrowing rates is too wide to promote efficient financial intermediation between savers and borrowers but failed to look at macroeconomics effect on the interest rate spread in Ghana. This study contributes to the discussion by evaluating the macroeconomic variables (factors) that affect the interest rate spread with a view to determining their short term and long term relationships for policy recommendations that will serve the interest of all stake holders in the financial services sector and the general Ghanaian economy. Using autoregressive distributed lag (ARDL) cointegration and Vector Error Correction analysis, we observed both short-run and long run relationship between identified macroeconomics variables and interest rate spread in Ghana. The study recommend that, government borrowing, interest and inflation rate are kept low while pursuing policies that maximise savings.
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Management of electronic resources in Private Universities in South-West Nigeria
This paper focused on management of electronic resources in Private Universities in South-West Nigeria with the main objective of finding out the level of implementation of Electronic Resources Management Software (ERMS) in the management of electronic information resources in these universities. The survey method was used and questionnaire was distributed to the Systems Librarians within the universities selected. Findings show that ERMS awareness among the Systems Librarians is high while the level of implementation in managing electronic resources is still very low. It was further found out that electronic resources are not being catalogued/classified in the universities under study. Part of the suggestions offered is that University Libraries should, as a matter of professionalism and importance, introduce ERMS software in the management of their electronic resources.
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Mr. Giuseppe Catenazzo joined the team of Elixir Editorial Advisory Board from 7th November 2015.
We are very happy to announce that from 07th November 2015, Mr. Giuseppe Catenazzo has joined the team of Elixir Editorial Advisory Board. He/She will carry a special responsibility for dealing with manuscripts based on Management. Mr. Giuseppe Catenazzo working as Lecturer: Glion Institute of Higher Education, Bulle Campus, Switzerland. The appointment of Mr. Giuseppe Catenazzo as member Editorial Advisory Board strengthens the links and will make it easier for prospective authors to establish contact with the journal. Please send any expressions of interest to elixirpublishers@gmail.com.
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Mr. Kedar D. Chimote joined the team of Elixir Editorial Advisory Board from 8th June 2016
We are very happy to announce that from 8th June 2016, Mr. Kedar D. Chimote has joined the team of Elixir Editorial Advisory Board. He/She will carry a special responsibility for dealing with manuscripts based on Mechanical Engineering. Mr. Kedar D. Chimote working as Assistant Professor in Mechanical Engineering Department in Cummins College of Engeneering For Women, Nagpur. The appointment of Mr. Kedar D. Chimote as member Editorial Advisory Board strengthens the links and will make it easier for prospective authors to establish contact with the journal. Please send any expressions of interest to elixirpublishers@gmail.com.
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Mr. Momta Prince Suka joined the team of Elixir Editorial Advisory Board from 9th July 2015
We are very happy to announce that from 9th July 2015, Mr. Momta Prince Suka has joined the team of Elixir Editorial Advisory Board. He will carry a special responsibility for dealing with manuscripts based on Petroleum Geology. Mr. Momta Prince Suka currently working as Principal Consultant Geologist, Petro-Drill Global Concept Limited, Nigeria. The appointment of Mr. Momta Prince Suka as member Editorial Advisory Board strengthens the links and will make it easier for prospective authors to establish contact with the journal.
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Mr. Mona Najah Hassan Al-Turiahe joined the team of Elixir Editorial Advisory Board from 17th September 2013
We are very happy to announce that from 17th September 2013, Mr. Mona Najah Hassan Al-Turiahe has joined the team of Elixir Editorial Advisory Board. He will carry a special responsibility for dealing with manuscripts based on Science. Mr. Mona Najah Hassan Al-Turiahe is currently working as Assistant lecturer in Biology Department, College of Science, Kufa University, Iraq. The appointment of Mr. Mona Najah Hassan Al-Turiahe as member Editorial Advisory Board strengthens the links and will make it easier for prospective authors to establish contact with the journal. Please send any expressions of interest to elixirpublishers@gmail.com. Sincerely Editor-in-Chief
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Mr.Adeniji Adejimi Adesola joined the team of Elixir Editorial Advisory Board from 25th April 2015
We are very happy to announce that from 25th April 2015, Mr.Adeniji Adejimi Adesola has joined the team of Elixir Editorial Advisory Board. He will carry a special responsibility for dealing with manuscripts based on Mathematics. Mr.Adeniji Adejimi Adesola currently working as Mathematics Teacher, Surulere Snr Sec. School, Lagos State, Nigeria. The appointment of Mr.Adeniji Adejimi Adesola as member Editorial Advisory Board strengthens the links and will make it easier for prospective authors to establish contact with the journal.
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Ms. Shaymaa Abbas Abdulsada joined the team of Elixir Editorial Advisory Board from 19th December 2013
We are very happy to announce that from 19th December 2013, Ms. Shaymaa Abbas Abdulsada has joined the team of Elixir Editorial Advisory Board. She will carry a special responsibility for dealing with manuscripts based on Metallurgy Engineering, Corrosion Engineering. Ms. Shaymaa Abbas Abdulsada is currently working as Assistant Lecturer in Department of Materials, University of Kufa, Collage of Engineering, Iraq. The appointment of Ms. Shaymaa Abbas Abdulsada as member Editorial Advisory Board strengthens the links and will make it easier for prospective authors to establish contact with the journal. Please send any expressions of interest to elixirpublishers@gmail.com. Sincerely Editor-in-Chief
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9579. Nutrient and anti-nutrient evaluation of wonderful kola (Cola. nitida, vent) of fresh nuts at different sizes and colours
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Ugioro, O, Kadiri, M., Idrisu, M, Adeosun, S. A, Olaniyi, O. O and Asowata, F. E |
Abstract |
Pdf
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Category : Life Sciences | Sub Category : Biosciences |
Nutrient and anti-nutrient evaluation of wonderful kola (Cola. nitida, vent) of fresh nuts at different sizes and colours
Different sizes and colours of fresh C. nitida nuts were collected from “Ogunmakin market” Ogun state, nutritive and anti- nutrient evaluation was investigated. There was a significant increase in all the mineral elements analyzed from the smallest (very young) nuts to the biggest (matured) nuts with the preponderance of potassium (K) which ranged from 9.72mg/100g dry matter to 12.60mg/100g dry matter, followed by phosphorus (p) with values 4.21mg/100mg dry matter to 6.43mg/100g dry matter and the least was obtained for zinc with values 1.87mg/100g dry matter to 3.14mg/100g dry matter. The result obtained for different colours shows that the red nuts had the highest value in potassium (11.96mg/100g dry matter), followed by pink nuts (11.82mg/100g dry matter) and the white nut the least (10.41mg/100g dry matter); followed by P with value 5.94mg/100g dry matter (red nuts), 5.58mg/100g dry matter (pink nuts) and 4.69mg/100g dry matter (white nuts). Similar result was obtained for proximate with increase values from the smallest (very young) nuts to the biggest (matured) nuts with the preponderance of moisture content which ranged from 83.26 for the smallest (very young) nuts to 91.54 for the biggest (matured) nuts, followed by carbohydrate with values 82.97 for the smallest (very young) nuts to 88.43 for the biggest (matured) nuts and the least was obtained for % crude fat with values 1.87 for the smallest (very young) nuts to 2.72 for the biggest (matured) nuts. White nuts had the highest value for moisture content (90.25), followed pink (89.84) and red the least (86.09). Oxalate had the highest value in all the parameters tested with 1.70mg/100g dry matter for the smallest (very young) nuts to 3.16mg/100g dry matter for the biggest (matured) nuts; followed by trypsin inhibitors with value 1.29mg/100g dry matter for the smallest (very young) nuts to 2.08mg/100g dry matter for the biggest (matured) nuts and least, phytate with value 1.28mg/100g dry matter to 2.07mg/100g dry matter. These results reveal that these seeds/nuts contain appreciable amounts of nutrients especially carbohydrates and proteins with good caloric value and low levels of toxicants and should be included in human diets to supplement our daily allowance needed by the body.
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Nutritive Evaluation and Microbiological Assessment of Fermented Seed of Ricinus Communis (Castor Oil Seed)
Fresh fermented seed of Recinus communis (Castor Oil Seed) was analyzed for its nutritive evaluation. Isolation and identification of micro-organisms associated with it was also analyzed. The fresh fermented seed contains the following: Fat 21.66+ 0.02%; Protein 3.957+0.032%; Ash 5.09+ 0.03%; Crude Fibre 2.66+1.15%; Moisture Content 32.85+0.537% and Carbohydrate 38.85%. The result indicated the percentage composition of the following elements: Ca 45.42+2.126%; Ca and Mg 18.4+1.876%, Na 34.26 + 0.146%; P 187.92+2.126% and K 249. 46+ 0. 83%. The micro-organisms isolated and identified to be associated with the fresh fermented seeds of Ricinus communis are: For bacteria isolates; Staphylococcus aureus and Staphylococcus saprophiticus, Bacillus subtilis, Lactobacillus plaintarum, Escherichia Coli, Streptococcus Spp and Protein mirabus. Fungi isolates are; Aspergillus niger and favus, Penicillin notatum, Batryodiplodia theombroma and Yeast. Three species of yeast identified are Saccharamyce; Pitia and Geotrichum. Fresh fermented seeds of Ricinus communis are very nutritious and medicinal. Key Words: Nutritive evaluation, fresh fermented seeds of Recinus communis, mineral elements, isolated and identification of micro-organisms.
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