Taken defensiv strategy of prioritizing the capacity of banks to earn fee income from providing services using analytic hierarchy process (Case Study: Bank Mellat)
Due to major changes taken place in the banking system of Iran, Bank Mellat has faced new challenges: restructuring state sectors into private ones through privatization, an increase in their rivals, the intense competition to obtain more market share, bringing about more expenses and costs as to four bank deposits, etc., has led the bank to tends to increase the commission (the income from services’ commission). In this paper, the researcher has collected the required information through interviews with experts as well as scientific and library studies.the purpose of this study is Taken defensiv strategy of prioritizing the capacity of banks to earn fee income from providing services using analytic hierarchy process. The analytic hierarchy process (AHP) is a structured technique for dealing with complex decisions that was developed by Thomas L. Saaty in the 1980 year. It provides a comprehensive and rational framework for structuring a decision problem, for representing and quantifying its elements, for relating those elements to overall goals, and for evaluating alternative solutions. The base of this model is comparing variables by pair wise by Matrix relationship. In this way, pair wise of the effective variables on the prioritizing the capacity of banks were considered and based on relative weights the output was extent. In the present research, combination of Indexing system Method with Analytical Hierarchy Process has been applied to assess the prioritizing the capacity of banks. By this process. The findings of the research show that the issue of fees based on the separation of non-shared with 0/179 point and Trying to customer satisfaction with 0/117 point are located in first and second rank.
Please Login using your Registered Email ID and Password to download this PDF.
This article is not included in your organization's subscription.The requested content cannot be downloaded.Please contact Journal office.Click the Close button to further process.
[PDF]
The gain lies in the details: soil respiration-temperature-moisture relationships: addition to global data bank
Sciences and technologies in the era of globalisation have gone extra mile in making non patented data and information accessible and most often free of charge to fellow scientists, technologists and the entire public. For civilised worlds they are vital for national and economic planning. In the era of internet, developed as world wide web; information and communication technologies have assisted researchers, scientists, publishers and consumers share on global commodity of the brain, mind and soul. It is on this note that this paper delves into detailed field and laboratory data generated on soil respiration-temperature-moisture relationships as an addition to global data bank. They are very crucial for comparative studies and for developing networking geared towards abating greenhouse gases emissions holocaust. The world is sitting on a keg of gunpowder that is neglected in pursuit of non-nuclear proliferation, nuclear accident and nuclear war. Already, there are global warming and climatic change wars raging all over the planet. Let us develop and share data and information that can warn the government and citizenry on scientific and technological dangers of the world that are similar to nuclear holocaust. It is a problem of developed and undeveloped worlds as nature knows no boundary akin to territory boundary protections.
Please Login using your Registered Email ID and Password to download this PDF.
This article is not included in your organization's subscription.The requested content cannot be downloaded.Please contact Journal office.Click the Close button to further process.
[PDF]
The relationship between morale and job performance of teachers: A case study in selected secondary schools in Malaysia
The purpose of this paper is to explore the interrelationships between morale and job performance of secondary school teachers. This is a questionnaire survey involving secondary school teachers from four schools in Seremban, Negeri Sembilan. The information gathered was used to develop a statistical model to explain how teachers’ morale affects their job performance. A total number of 92 respondents were involved in this study. The findings showed that there was a significant difference in the morale status between the male and female teachers; the male teachers registered a moderately higher score as compared to the females. It was also found that there is no significant difference in the job performance between male and female teachers. Apart from that, this study also revealed that all the five factors: leadership, belongingness, environment, personal development and collegiality contributed significantly to teachers’ morale. The working environment was rated as the most important factor among the five. A structural equation model was developed to determine the relationships between the various morale determinants, morale status, and job performance of the teachers. The results indicate that the ‘environment’, ‘personal development’ and ‘collegiality’ factors affect the feeling of ‘personal reward’ of the teachers while ‘leadership’, ‘belongingness’, ‘environment’ and ‘personal development’ influenced their ‘cohesive pride’. It was also found that only the ‘leadership’ factor had a direct impact on ‘job performance’. The other morale determinants affect the ‘job performance’ of the teachers indirectly either by affecting ‘personal reward’ or ‘cohesive pride’.
Please Login using your Registered Email ID and Password to download this PDF.
This article is not included in your organization's subscription.The requested content cannot be downloaded.Please contact Journal office.Click the Close button to further process.
[PDF]
The rise of cultural nationalism in contemporary china: the main content and causes
This article intends to explore the rise of cultural nationalism in Contemporary China. For most of the previous century, traditional culture had been widely condemned as “impediments to China’s development” and therefore needed to be uprooted. However, since the 1990s, the traditional culture has experienced an unprecedented resurgence and the cultural nostalgia (later defined as cultural nationalism) quickly ascended as one of the most powerful ideological trends among the contemporary Chinese society. This article seeks to discover what caused such a dramatic shift. It starts with a brief historical background for the emergence of the current cultural nationalism, and then moves on to explain its two main ideological themes: “anti-Marxism” and “anti-Western” by examining representative works. It explores the economic, social cultural and political causes for the rise of cultural nationalism by drawing Primordialism, Modernism and Huntington’s theory concerning “modernization and cultural resurgence” in non-Western societies.
Please Login using your Registered Email ID and Password to download this PDF.
This article is not included in your organization's subscription.The requested content cannot be downloaded.Please contact Journal office.Click the Close button to further process.
[PDF]
The Role of Knowledge Management in Promoting Organizational Information Security
Considering the fact that approximately 80% of problems of organizational security have to do with negligence or lack of users’ awareness of knowledge management (KM) , the users’ knowledge about information security has been identified to be one of the most fundamental issues in information security management. Accordingly, in the present study we analyzed different factors of knowledge management for recording, storage, sharing and dissemination of information security. The current paper is a type of descriptive-correlative in terms of collecting data and pragmatic in goal. The findings come from a field study on knowledge management experts at Iranian universities. Also, a questionnaire was the means for collecting the data. Finally, the data were analyzed using the partial least square and path analysis methods. The findings suggest that the information system users remarkably apply security factors of knowledge management. Furthermore, the authors realized that it is possible to use security factors of knowledge management by increasing the users’ awareness in order to enhance informational security.
Please Login using your Registered Email ID and Password to download this PDF.
This article is not included in your organization's subscription.The requested content cannot be downloaded.Please contact Journal office.Click the Close button to further process.
[PDF]
The wrong determination of objectives in teaching
The following paper gives us a meaningful example of how in many cases the teacher sets the task to realize the objectives of the wrong and impossibles with students. So it shows how as is achieve in incorrect definition of determination of objectives without achieved basic purpose of the text on the teaching theme in question. Based in this it is achieved to give suggestions on how to analyze the scientific material given to us in the text of the Knowledge of Nature of the elementary school in order to define the objectives required on request of the process of the stable assimilation of the teaching material by the students. For this , on the basis of many teaching experiments and concrete didactic treatments in this field with students and teachers, the article argues on how , in this direction, we constantly encounter incorrect determinations which leads in a non-well treated teaching process. This article indicates that, rather than identifying the essence of the thing, they focus on some completely different findings that cant be reached not only by the students but also from the best specialists of the actual field worldwide. This paper shows how much concetrated and logical must be the teachers while compiling the teaching-plan of their classes in order to make the lesson easier for the students and not to face , either them or themselves, off with “ the impossible”.
Please Login using your Registered Email ID and Password to download this PDF.
This article is not included in your organization's subscription.The requested content cannot be downloaded.Please contact Journal office.Click the Close button to further process.
[PDF]
Trend of Literacy in Varanasi City: A Geographical Study
Today, Literacy is one of the most important parameters to evaluate an area or region’s development phase. Literacy accelerates the social, cultural, economic, political condition and that it has a strong relationship with regional development. Banaras has ever remained the great centre of Hindu culture and civilization. The two religions, Buddhism and Hinduism, which still influence the thought of almost half the world, received their impulse and strength from this city (cf.Singh, R.L.1955). This city records a settlement history since ca. 1000 BCE. However, the present city has grown during the early 18th century. Since ancient period, Varanasi has become the great centre of learning, education and research and presently the city is the chair of ancient oriental and modern learning. It has vast scope of the education for the people of the country and abroad. Despite of these educational institutions and facilities the overall literacy in Varanasi is very poor. The present paper is an attempt to Study the trend and pattern of literacy in Varanasi City on the ward level and to highlight the problems, impact, and suggestions for the improvement of literacy in the City. The results are presented through various maps and tables generated in ArcGIS. Tables and data is calculated on the basis of 2001 census.
Please Login using your Registered Email ID and Password to download this PDF.
This article is not included in your organization's subscription.The requested content cannot be downloaded.Please contact Journal office.Click the Close button to further process.
[PDF]
Wild Medicinal Plants and Uncultivated Foods used by Kaani Tribes of Pechiparai and Perunchani Hills, Kanyakumari, Tamilnadu, India
Abstract Tribal communities have rich knowledge about medicinal plants and its uses. The traditional livelihood system of tribal people (also known as adivasis) has been based on shifting cultivation and collection of edible forest produce. The area is hilly and has dam and innumerable number of streams which swell up during rainy season. An ethnobotanical survey particularly the uncultivated plant used by them other than medicinal purposes was carried out among the Kaani tribes in various tribal villages of Kanyakumari district, South Western Ghats of Tamilnadu. Forests in the study area hold thousands of medicinal plants which are used by the tribal people for primary healthcare needs. The medicinal plants were mostly used to cure asthma, rheumatoid arthritis, cold, cough, fever, headache, stomachache, diarrhoea, dysentery, skin diseases, poison bites, cut/ wounds, diabetes. Medicinal plants used by Kaani have been listed along with plant parts used with its ethnomedicinal significance.
Please Login using your Registered Email ID and Password to download this PDF.
This article is not included in your organization's subscription.The requested content cannot be downloaded.Please contact Journal office.Click the Close button to further process.
[PDF]
“Common Vaginal Anomalies”-Embryological basis and its clinical importance
The embryologic growth of the vagina is still uncertain. The urogenital sinus and the mesonephric (wolffian) and paramesonephric ducts possibly all play a part in the development of the vagina. Duplication, agenesis, mesonephric duct remnants, and hymen abnormalities are amongst the more common congenital anomalies of the vagina. Due to close developmental correlation between the genital and the urinary tracts, relations of anomalies in both systems are common. Mullerian malformations are normally associated with abnormalities of the renal and axial skeletal systems, and they are frequently the first encountered when patients are originally inspected for related conditions.
Please Login using your Registered Email ID and Password to download this PDF.
This article is not included in your organization's subscription.The requested content cannot be downloaded.Please contact Journal office.Click the Close button to further process.
[PDF]
A evaluation of service quality in internet banking and customer satisfaction (an empirical study in Iran)
Rapid growth of internet and market globalization, have led the organizations to try on attracting customers in such competitive electronic market. In this battle, the only way to gain competitive advantage and becoming market’ leader, is providing highly qualified electronic services. In this research, the quality of Tejarat Bank’ e-services in Iran and its relation with customer satisfaction have been evaluated. The research is an applied descriptive survey. The dimensions of e-banking services’ quality include Efficiency, Reliability, Security, Privacy, Trust, Responsiveness, Contact, Website Design, Service Variety. The population contains all of Internet banking customers of Tehran. Sample volume was calculated by Cochran method and was 270. Then, a questionnaire was designed based on SERVPERF questionnaire framework and was distributed among the respondents. The calculated data were analyzed through SPSS. The results for first hypothesis showed that e-banking services of Tejarat Bank had an optimum quality of the customers’ viewpoint with 95% significance. The results of second hypothesis showed that, with 95% of significance, there was a positive relation between service quality and customer satisfaction. Also, the dimensions of Efficiency, Reliability, Service Variety, Responsiveness, Website design and Privacy had the most relation with customer satisfaction, respectively
Please Login using your Registered Email ID and Password to download this PDF.
This article is not included in your organization's subscription.The requested content cannot be downloaded.Please contact Journal office.Click the Close button to further process.
[PDF]